Built on Monad · Blitz Mumbai

Save more.Play more.Compete for daily rewards

Morney turns the yield from your savings into a daily prize. Deposit USDC, earn Tickets every day, and stake them on the Hex Yield Draw. Losing a game never touches your savings.

Start savingHow it works
Draw
Every day
Odds
By Tickets
Total yield
$318,640

01How it works

Savings determine access. Results determine rewards.

  1. 01

    Deposit

    Deposit USDC into the Morney vault and withdraw it any time. The vault is built to supply USDC to Aave on Monad, where borrower interest generates yield.

  2. 02

    Get Tickets

    At the end of each day, the vault gives you Tickets for the USDC you held all day. 100 USDC earns 1 Ticket. Tickets are play credits, not a claim on USDC.

  3. 03

    Play

    Stake Tickets on one or more of 6 hexes in the Hex Yield Draw. You can also try to multiply them in Roulette and Blackjack.

  4. 04

    The draw

    One hex wins the day's prize pool. The draw is weighted by Tickets: a hex with more Tickets has better odds.

  5. 05

    Get Paid

    Everyone on the winning hex splits the prize pool by their share of the Tickets on that hex. The USDC goes straight to their wallets.

02Daily payouts

One draw a day.Shared by Tickets.

A small platform fee comes out of the day's yield. The rest is the prize pool. One hex wins, weighted by Tickets, and everyone on it splits the pool by their share of that hex.

// player reward
reward = prizePool × yourTicketsOnWinningHex
         ÷ allTicketsOnWinningHex

If nobody is on the winning hex, the pool stays for later days. Payouts depend on the yield the vault actually earns.

Example day

$1,000.00

prize pool for the day · hex 4 wins

Your Tickets on hex 4

5

All Tickets on hex 4

20

You hold 25% of the winning hex

$1,000.00 × 5 ÷ 20

$250.00

03What makes Morney different

One shared vault.Your way to play.

Shared vault

One shared prize

Many small savers pool their yield into one daily prize that is worth playing for.

Aligned revenue

Fee on yield only

Morney earns a small share of the yield the vault generates. It never takes a share of your deposit.

No wagering

No Ticket purchases

Your savings earn your Tickets. You never buy Tickets, and you never wager your deposit.

04Principal & risk

Your savings stay out of the game. Not out of the market.

Protected by design

  • Principal never funds game losses, prizes, or the platform fee
  • Losing a game costs Tickets, not savings
  • No need to buy Tickets or wager deposits

Still exposed to

  • Lending-protocol, smart-contract, stablecoin, and liquidity risk
  • Withdrawals depend on vault rules and underlying liquidity
  • You give up your direct share of lending yield to join the rewards
  • Yield and individual rewards are not guaranteed

05Roadmap

Now · Monad Blitz Mumbai

Hackathon scope

  • 01Savings vault
  • 02Daily Tickets
  • 03Hex Yield Draw
  • 04Roulette and Blackjack
  • 05Live on Monad Mainnet

Next · Future roadmap

Morney Trade

A long-and-short trading mode where eligible collateral earns Tickets over time — usable across Morney's games while you manage your positions.

Trading margin
$100
Leverage
5×
Position size
$500
Tickets accrue on
$100

Tickets are an additional reward — not protection against trading losses. Margin stays exposed to fees, funding, and liquidation. The same funds count only once — moving savings into margin doesn't earn duplicate allocations.

Margin doesn't automatically earn lending yield. Morney Trade needs an exchange integration that supports yield-bearing collateral, or a separate budget to fund trading rewards.

Keep savings productive.Use Tickets to play.Compete for daily yield.

Morney's vision is to make saving more engaging — more and more money for our users.

Launch App